Financial Literacy Tuesday 11am EST (Grades 9-12)

How to Adult: Financial Literacy

9 Week Course

High School Course

Instructor: Quijano

Class Syllabus

From writing a check to paying your taxes

How do I pay my taxes? What are checks? Why is the APR on this credit card 40% (and also what is APR)?

Answer all these questions and more in this class.

In this class, students will learn how to manage their finances. Students will keep a running record of all of the money coming in and out of their budgets. How will the budget be set? Well, students will spend the first day of class researching entry level salaries for a job they might like to have, as well as the cost for an apartment and rental, in the location of their choosing. Students will roleplay as if they just got a job and moved out of their parents house for the first time. Students will be given a sheet to track everything. 

Each week we will meet to discuss the topic of the week and answer any and all questions. We will also discuss any difficulties with their “finances”. 

Each week in the Google Classroom, there will be situations that students need to respond to. These could be things like, budget to attend a wedding, your car needs a new tire, and other fun every day adult life experiences!  

Students are expected to look at their finances daily throughout the course. They should record their real life expenses (such as coffee purchases, going out to eat, cell phone bill) even if someone else paid on their behalf (such as a career.)

Students will have to do some basic math throughout class- feel free to use a calculator. 

This class is great for students to get an idea of what managing finances is actually like. It is customized to their interests, so it will not feel generic. 

Schedule:

Week 1: Research jobs, apartments.

Week 2: All about checks and checking accounts

Week 3: Opening and managing a credit card

Week 4: Savings Accounts

Week 5: Cars: Owning, Financing, and Leasing

Week 6: Car Insurance

Week 7: Mortgages 

Week 8-9: Income Tax